GIIF Reporting – AML/CFT Reporting Support

GIIF is the General Inspector of Financial Information, Poland’s Financial Intelligence Unit.

GIIF reporting is specialist support for obliged entities that need to assess cases appropriately, gather relevant data and documentation, and submit required AML/CFT information. Dueveris AML supports case analysis, preparation of reports and notifications, communication with GIIF, and decision documentation – within a model tailored to your organisation’s processes, systems and risk profile.

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Is Your GIIF Reporting Process Ready for Complex Cases?

GIIF reporting begins well before information is submitted. It requires effective analysis, complete data collection, a clear decision and documentation showing why the case was escalated.

The process may need strengthening when:

An Alert Requires Enhanced Analysis

The case cannot be closed without gathering further information and assessing its context.

There Is Uncertainty About the Next Step

The team lacks clear criteria for closing, escalating or preparing a case for reporting.

Data and Documentation Are Fragmented

Information from KYC, transactions, screening and customer communications must be compiled from multiple sources.

Reports Require Manual Data Collection

Preparing the material involves multiple people and increases the risk of gaps or delays.

There Is No Clear Approval Path

It is unclear who analyses the case, who makes the decision and who is responsible for approval.

GIIF Requests Information or Documentation

The organisation must quickly gather complete materials and provide them in a structured format.

Documentation Does Not Show the Full Decision History

It is difficult to demonstrate what was reviewed, what the findings were and why a particular action was taken.

The Organisation Is Preparing for an AML Inspection

The process needs to be structured so that decisions, reports and follow-up actions are consistent and demonstrable.

Not Every Alert Results in a GIIF Notification

An alert is a signal that certain activity requires review. It does not automatically indicate suspicion or require information to be submitted to GIIF.

Only analysis can connect the alert with the customer profile, relationship history, transactions and available documentation. The outcome may be case closure, further analysis, a KYC update, escalation or preparation of information for GIIF.

Risk signal → case analysis → data collection → decision and escalation → information submission → follow-up actions

A notification to GIIF is the result of a well-founded AML decision – not an automatic response to every alert.

What Does GIIF Reporting Cover?

The scope of obligations depends on the type of case and the organisation’s activities. Reporting is not limited to submitting data – it requires collecting, verifying and properly assessing information, as well as documenting the decision.

Information on Reportable Transactions

Preparation and completeness checks for data relating to transactions subject to reporting requirements.

Suspicious Activity and Suspicious Transaction Reports (SARs/STRs)

Case analysis, evidence gathering and preparation of a rationale where circumstances may indicate money laundering or terrorist financing.

Cases Involving a Specific Transaction or Assets

Support in assessing and preparing materials where there is reasonable suspicion that a specific transaction or assets are linked to AML/CFT risk.

GIIF Communications and Information Requests

Coordinating responses, compiling documents and preparing information required during the case.

Quarterly Reporting to GIIF

Preparation and submission of quarterly AML/CFT statistical reports by obliged institutions subject to this requirement.

How Does Dueveris AML Support GIIF Reporting?

Case Assessment

We assess whether an alert, transaction or other information requires further analysis, escalation or preparation of materials for GIIF.

Customer, Transaction and Context Analysis

We combine KYC or KYB data, relationship history, transaction activity, screening results and available documentation.

Preparation of the Case Rationale

We organise the facts, identify risk indicators and describe actions taken during the analysis.

Data and Document Collection

We help gather information from systems, operational teams, customer service, accounting, risk and compliance functions.

Preparation of Submission Materials

We support the preparation of complete materials in line with the organisation’s reporting and approval process.

Escalation and Allocation of Responsibilities

We structure roles, approval levels and rules for handing cases between analysts, compliance, the AML Officer and authorised decision-makers.

Documentation and Audit Trail

We maintain a structured record of findings, decisions, documents and follow-up actions.

Process Quality Assurance

We review the completeness of materials, consistency of rationales, documentation quality and timely handling of cases.

A Good GIIF Submission Starts with Sound Analysis

Information submitted to GIIF should not merely be a collection of data. It should clearly show what gave rise to concern, what was reviewed and why the organisation took a particular decision.

Facts
Who carried out what activity, when and how – including relevant transactions, assets and parties involved.

Context
The customer profile, purpose of the relationship, declared use of the service and relationship history.

Analysis
Elements that differ from expected behaviour, together with information that confirms or explains the risk.

Decision
Actions taken, the rationale for escalation or reporting, and the next steps in the case.

How Does Dueveris AML Manage the GIIF Reporting Process?

GIIF Reporting and Other Dueveris AML Services

GIIF reporting is a stage that may follow findings from transaction monitoring, KYC, KYB and other AML/CFT processes. Its purpose is to make the appropriate decision, prepare complete materials and document the organisation’s actions.

ServicePrimary Role
AML/CFT Transaction MonitoringIdentifying and analysing alerts related to customer activity.
Individual KYC VerificationAssessing an individual’s identity, profile and risk.
Business KYB VerificationAnalysing a company, its representation, ownership structure and beneficial owners.
GIIF ReportingCase assessment, decision-making, documentation and preparation of information for submission.
AML/CFT OutsourcingOperational delivery of multiple AML/CFT processes.
External AML OfficerOversight of risk, procedures, process quality and AML/CFT decisions.

What Does a Well-Managed GIIF Reporting Process Change?

It enables your organisation to identify cases requiring escalation more quickly, collect information from the right sources and make decisions based on a complete view of the customer and their activity.

It also provides a clear allocation of responsibilities, consistent documentation and a complete audit trail for each case. This leaves the organisation better prepared for GIIF requests, AML inspections and complex cases requiring prompt action.

Need to structure your GIIF reporting process or prepare materials for a complex AML/CFT case?

Let’s discuss a support model tailored to your procedures, systems, volumes and risk profile.

Email Us

office@dueverisaml.pl

    Frequently Asked Questions

    Does every AML alert need to be reported to GIIF?

    No. An alert is a signal for analysis. Only after assessing the customer, transactions, documentation and relationship context can a decision be made to close the case, escalate it further or prepare information for GIIF.

    What is the difference between a threshold transaction report and an AML/CFT suspicious activity report?

    A threshold transaction report concerns the submission of information on reportable transactions exceeding the equivalent of EUR 15,000, where the statutory reporting criteria apply. An AML/CFT suspicious activity report concerns circumstances which, following analysis, may indicate a potential link to money laundering or terrorist financing.

    Are SARs/STRs submitted to GIIF confidential?

    Yes. The preparation and submission of SARs/STRs are subject to confidentiality. Obliged entities, their employees, and persons acting on their behalf must not disclose that information has been submitted to GIIF or that an AML/CFT analysis is being carried out, subject to statutory exceptions.

    Can Dueveris AML prepare submission materials in our system?

    Yes. We can support data collection, case analysis, preparation of the rationale and submission materials in line with the procedures and systems used by your organisation.

    Do you help respond to GIIF information requests?

    Yes. We support document collection, gathering information from the relevant teams and systems, and preparing a structured response.

    Can you support us with an urgent, one-off case?

    Yes. We can support the analysis of a specific case, preparation of materials, organisation of documentation and identification of the next steps.

    What data and documents are needed to prepare a report?

    The scope depends on the case. It usually includes KYC or KYB data, relationship history, transaction information, screening results, customer communications, explanations and documents supporting the findings.

    Can you help structure our escalation and report-approval procedure?

    Yes. We help define roles, approval levels, timelines, case-handover rules and decision-documentation standards.

    Is GIIF reporting the same as reporting a suspected criminal offence?

    No. GIIF reporting is carried out as part of AML/CFT obligations. It is not the same as reporting a suspected criminal offence to law enforcement authorities.

    Can this service be combined with alert monitoring or KYC?

    Yes. Combining reporting with monitoring, KYC or KYB allows cases to be assessed using a more complete view of the customer, their activity and risk profile.

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